S/F/G Forderungsmanagement GmbH Organisationsberatung

Managing Director: Adrian Bayh, B.Sc.
District Court of Stuttgart: HRB 17209

Bolzstraße 4
70173 Stuttgart

Tel: 0711- 22 86 3-0
Fax 0711- 22 86 3-99

VAT number: DE176062916

a member of:
Bundesverband Credit Management e.V. (BVCM)
Verband Forderungsmanagement e.V. in Köln
Registered in the Legal Services Register
Reference: 371a-1219
Registration authority: Regional Court of Stuttgart
Responsible for content: Adrian Bayh, B.Sc.
Web design, consultancy: AIM – Die Kundennutzenberater


Liability disclaimer

1. Content of website
The author accepts no liability for the topicality, correctness, completeness or quality of the information provided. Liability claims against the author that are based on damage of a material or non-material nature resulting from the use of or failure to use the information presented, or by the use of incorrect or incomplete information, are excluded as a matter of principle, insofar as they were not caused by a demonstrable deliberate or grossly negligent fault on the part of the author. All offers are subject to change and are non-binding. The author expressly reserves the right to make changes to, supplement or delete parts of the pages or the entire website without specific notice of such or to close down its publication temporarily or permanently.

2. References and links
2. References and links
For direct or indirect references to external websites (“hyperlinks”) that lie outside the area of responsibility of the author, an obligation of liability would take effect only in the event that the author is aware of the contents and it would be technically possible and reasonable for him to prevent their use in the event of unlawful content.
The author hereby expressly states that at the time the links were created, no illegal content could be detected on the pages to be linked. The author has no influence whatsoever over the current and future design, content or authorship of the linked/connected sites. It therefore expressly distances itself from all content on all linked/connected sites that were changed after the link was created. This statement applies to all links and references within the author’s own website and to external entries in guest books, discussion forums, link directories, mailing lists and all other forms of databases set in place by the author to the content of which external write access is possible. The operator of the referenced website is solely responsible for unlawful, incorrect or incomplete contents and, in particular, for damages arising from the use of or failure to use information offered in this way, and not the party that simply refers to the publication in question through links.

3. Copyright and trademark law
The author has made efforts to observe the copyright of any graphics, audio documents, video sequences or texts used in all publications, to use its own graphics, audio documents, video sequences or texts or to use licence-free graphics, audio documents, video sequences and texts. All brands and trademarks referred to on this website that may be protected by third parties are subject in full to the provisions of the applicable trademark law and the ownership rights of the registered owner in each case. The reference alone should not lead to the conclusion that brand names are not protected by third-party rights. The copyright for published material created by the author remains the property of the author of the website. Reproduction or use of these graphics, audio documents, video sequences and texts in other electronic or printed publications is not permitted without the express permission of the author.

4. Data protection
If the opportunity to enter personal or business data (email addresses, names, addresses) arises when using the website, these data are disclosed by the user on an expressly voluntary basis. The use and payment of all services offered is – in so far as it is technically possible and reasonable – also permitted without having to input these data or when entering data in anonymized form or a pseudonym. The use of contact data published in the framework of this legal notice or similar information, such as postal addresses, telephone and fax numbers and email addresses, by third parties to send information not expressly requested is not permitted.
The author expressly reserves the right to take legal action against the senders of so-called spam emails in the event of breaches of this prohibition.

5. Validity of this liability disclaimer
This liability disclaimer should be regarded as part of the website from which you have been referred to this page. If parts or individual provisions of this text do not, no longer or do not completely comply with the valid legal situation, the remaining parts of the document shall be unaffected by this in their content and validity.

This website uses Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses so-called “cookies”, text files that are saved on your computer and allow an analysis of your use of the website. The information generated by the cookie about your use of this website (including your IP address) is transferred to a Google server in the USA and saved there. Google will use this information to assess your use of the website, in order to compile reports on website activities on behalf of the website operator and in order to provide other services related to website use and Internet use. Google will also send this information to third parties if this is legally required or if these third parties are processing these data on behalf of Google. Under no circumstances will Google connect your IP address to other Google data. You may prevent the installation of cookies by setting your browser software correspondingly; however, please note that if you do this, you will also not be able to use all functions of this website in their full extent. By using this website, you agree to allow Google to process data supplied by you in the manner described above and for the aforementioned purpose.